This Reason Why Wika Hold Obayashi Corps From Japanese

PT Wijaya Karya Tbk (WIKA) officially took Obayashi Corps as a potential winner of the project consortium underground (underground) MRT-lane roundabout Senayan.
Later along the 5.9 km track will connect six underground stations and spend funds amounting to Rp 4 to 4.5 trillion.
WIKA claimed combination (join operation) with Obayashi Corps over due because of the experience and the technology used by the Japanese company.
"Our combination with Obayashi Banar Corps over due because of the experience and technology but even more so because this is a form of cooperation with Japan, according to the agreement so we do join with Japanese companies," said Corporate Secretary WIKA Christmas Argawan detikFinance Pardede when contacted on Saturday ( 29.09.2012).
Wijaya Karya and Obayashi Corps itself is a strong candidate for the winner of the tender project underground development along nearly 5.9 miles. Design development itself has been established by the city government and the PT MRT Jakarta.
Projects that will be spent Rp 4-4.5 trillion from Rp 15 trillion of funds lent by JICA will be completed end of 2016.
"The design is there, stay awake construction but there are some technologies that we can not blindly Obayashi Corp. does mean that we miss combination, so there is synergy between donors and countries didonor," he said.
A little note Obayashi Corps is one of the largest construction companies in Japan. They are contractors for the world's tallest tower is 634 meters high as Tokyo Sky Tree. The tower's function is to support broadcasting and where to see the city sights.
Obayashi Corps itself has experienced build towers, power plants until the temple renovation. Some of his works are Universal Studios in Osaka, Dubai Metro in United Arab Emirates and Australia Stadium. This experience makes WIKA interested in working with Obayashi Corps.
"A lot of them, especially the ground-up later, there are some technologies that are not yet grasping, we have mastered the construction alone," he concluded.

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Prepare early your funds retirement (Pension)

Maybe your age is still in the productive category. You are still able to finance the needs of families and can spoil yourself. But what if the age is growing older, 20 or 30 years from now, when physically you are no longer productive?

Whether the savings in a bank account capable of pursuing the exact value of goods will continue to rise each year?

Recalculate your balance. If calculated with inflation growth of 10 per year, and interest on savings is only 5 percent per year, you'll see the extent to which a conventional savings in banks have strong purchasing power to offset future inflation.

Retirement terms apply to a person who has been productive of a certain age, 50-60 years old. But not a few people at this age are still working and earning a living because they do not set up a pension fund since I was productive. Period of productivity could be reduced, but the cost of living continues to rise. You also may retire, but the cost of living will never retire.

Important questions that must be answered is how do you prepare before retirement?

There are several options to prepare for your retirement fund. Business, conventional savings in the bank, or investment. Each has more value, including:

1. Saving regularly

Each person must have a conventional savings account at the bank of choice. For employees, the money set aside a percentage of salary for savings. This method is valid only if it is more possible for you.

But be prepared to take the risk, namely:

Declining purchasing power in the future, meaning that you save the money in the bank will not equal the value of future needs.

Taxes. If you save a hundred million in the bank, the government would cut taxes by 20%. That is, the value of the savings fund will decline.

Inflation with an average growth of 10 percent per year. That is, the next 20 years the value of your fund is not able to offset the high prices of basic necessities. Because interest is only in the range of 5 percent, inflation is still not cover the needs.

Undisciplined attitude. Many families set a range of expenditure items first, then "rest" saved. This makes the savings are not optimal and are likely to be sacrificed if there are additional expenses beyond the routine.

2. Business or open a side business

Open a side business can be very profitable, because usually by opening a business, can be obtained great results in a faster tempo. But you must be prepared with all the consequences of business.

If the business becomes an option, it will be very progressive growth of the money. Especially if you choose a business that does not require such large capital consulting services. What is the value of the funds will be collected this way will depend fully on your business running a business.

Amounts can be very large, which means your retirement savings in the future any high-value assets and productivity in line with the growing business.

3. Investment

Investment instruments may vary. Select the most appropriate for you, whether stocks, bonds, mutual funds, insurance, or others who are long-term investment (long term investment).

Talk of insurance, savings products futures or plan today with insurance features. Thus, target funds or desired plan can still be achieved despite the things that are not desirable.

The value of investment at this stage to return to your goals, how much the pension fund that you want to collect in a certain period of time.

In essence, select the investments that can grow the funds on deposit with reference to the future value or future value. With proper planning, at the time retirement arrives (could be an early retirement), your savings are able to finance your life entirely in the future.

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7 Reasons Why You Do not Need Insurance

Perhaps you love to read the title above, as a "justification" or an answer which you have been looking for, or answer agree that insurance is not important. Behold .... well what exactly?

Insurance became IS NOT IMPORTANT for you if you answer 7 this question with "NO". Try to answer honestly yes.!

1. Do you want to maintain your current lifestyle after retirement ..?

2. Do you want to get the quality care when you are sick ..?

3. Do you want to Contribute to the education your children ..?

4. Do you want to Bequeath something meaningful to the foundation ..?

5. Do you want a Revenue Assurance Security in the coming years ..?

6. Do you want to avoid a crisis, because it does not have the money ..?

7. Do you want to make sure your investment, can be enjoyed by wife and your children ..?

 

How to present your answer ..? You answered "NO", I think of the above questions you will answer "YES", why is that ..? Because I believe you, I and we all must want a reply Prosperous Future, school children could be placed in accordance with his ideals, helping more people and bring happiness to the people we love, like a spouse, child, parents and the people around us.

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Education Insurance - For Your Child (kids)

Education Insurance - For Your Child (kids) - Every parent will do anything to provide the best for your son / i her, including in education. To achieve that, we need to carefully plan the finances of the present. Have you thought about and prepare for the future of your son / i you? Prepare future children early, give the best for your children can grow and thrive later, get the best education and must be successful, more successful than your own is a new parents who are intelligent, print generation - the generation ahead. You as parents can also create entrepreneurs or entrepreneurs with venture capital funds to prepare your son / i you later. By creating a new generation of entrepreneurs, it means that you as a parent co's share in advancing the nation's economy and create new jobs.

It is now the Government has been promoting Free Schools campaign. Correct some of the funds for free, and even then only up to primary school. Parents always just set aside for the purchase cost of books, uniforms, library fees, etc.. This program is intended for educational equity in the country, so that educational programs can be developed into many areas, the better the quality of education, and be affordable for many families in Indonesia.

In terms of the spread of education is good, but it also means high demand for learning - is an absolute high, the days your child grow up, kids - your kids will be competing with its neighbor to look for work, looking for his future will be more competitive.

Now the elementary or junior high school graduates instead of the expensive anymore, just the same high school graduate junior high graduates, high school graduates, the same S 1 current graduates, especially graduates of S 1 is now the number was already a lot. Quality education and a higher level is required. It requires a great cost, if you did not prepare early, it will be increasingly difficult to realize it.

 Positive consideration of the following insurance education program are:

1. Ensure you have sufficient funds to finance the education of children as planned, even though something unexpected happens to you

2. Universities can choose a nice, classy and famous.

3. Improve discipline in save

4. Investment vehicle to get to the yield / high return

5. Get bonus & Inpatient Medication Card FREE

Choice - the choice is a smart choice, so you have to do the Special Intelligent and well for your son / i you. The earlier the better, the more funds raised, the greater the assurance of education your child is well ordered, the less you run your obligations as parents. Yes, right? Similarly, the more money raised the easier it is also starting a business or starting a business.

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